EQUAL CREDIT NOTICE

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has good faith exercised any right under the Consumer Credit Protection Act. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has good faith exercised any right under the Consumer Credit Protection Act. The federal/state agency that administers compliance with this law concerning this creditor is the appropriate state of federal agency that governs the contract. In the alternative, consumers may send inquiries to the Bureau of Consumer Financial Protection, 1700 G Street NW., Washington DC 20006.